Piggy bank with coins in a desert landscape

Get your finances under control with PennySmart

Track your expenses, create a budget, and get personalized tips to improve your financial health.

How PennySmart can help you

PennySmart is the AI personal financial assistant you most certainly need. It helps you track your spending, stick to your budgets, set and reach your financial goals, as well as get personalized insights to help you make better financial decisions.

Track your spending

Track your spending

Get a clear view of where your money is going

Set and reach your goals

Set and reach your goals

Create a budget, and we'll help you stick to it

Get personalized insights

Get personalized insights

We'll give you tips and advice to help you reach your financial goals

Build good habits

Build good habits

We'll help you make better financial decisions and form good money habits

What's the fee?

THERE'S NONE. PennySmart IS 100% FREE

frequently asked questions

Have questions? We've got answers. You can find what you're looking for.